Your personal financial wellness partner!
I am an independent financial planner and in the industry since 2002. I have contracts with all the major life and short term insurance companies.
Risk planning (Personal and Business) - Life, disability, critical illness, retrenchment and income protection
Short term insurance
It is insurance that protects the owner/partners of the business, as well as the continuation of the business in case of death or disability. It also covers the key person in the business to ensure that the business has funds to replace this specialist person and it makes provision for the liabilities of the business.
Only about 4% of all South Africans can retire financially independant. You have to review your retirement plan at least once a year - your pension/provident fund, retirement annuities and other sources of income.
Your income is your biggest asset that you need to cover - What is going to happen if you become permanently disabled to work due to sickness or an accident? Who is going to look after you?